Workers' compensation insurance is not only a legal requirement but is also a vital step to protect your employees from losing their income in the event of an injury. Unfortunately, this protection can sometimes be abused by individuals who aren't genuinely injured, raising your insurance premiums and taking the money that's supposed to be saved for a legitimately injured worker. If one of your employees is unscrupulous and desperate for funds, it's possible he or she may hit on the idea of exploiting the workers' compensation system by faking an injury.

When you're involved in an accident with an insured driver, the person's insurance provider will typically pay your damages up to the individual's policy limit. What do you do, though, if your damages and losses exceed the maximum amount the insurance company will pay out? You don't have to settle for less than you're owed. Here are two ways you can collect the rest of the money after the insurance company has paid out.

Accidents happen all the time. While you might try to do everything you can to avoid being in one, there are no guarantees that you won't ever be the victim of one down the line. If you do find yourself injured in an auto accident, you are probably wondering what to do and how you should be proceeding. After all, it can get confusing trying to deal with the insurance company.

When you head into work each day there is a good chance that the thought of getting hurt on the job doesn't cross your mind. But accidents can happen on the clock, and it is important to know what to do if you suffer an injury at work. How you react after a workplace injury can determine whether or not you are eligible to receive benefits through your employer's workers compensation insurance.

If you have been injured in an accident, you might find yourself wondering when you should call a personal injury attorney. Take a few moments to check out the following three signs that you should consult a legal professional. This way, you will not miss out on your chance to get the help that you need. You Discover A Lack Of Insurance Coverage Some people try to handle their own settlement cases with the insurance company that represents the person that was at fault for the accident.