The purpose of an independent medical exam (IME) after a car accident is to obtain an unbiased and objective evaluation of the injured party's medical condition. It is typically requested by an insurance company, defense attorney, or sometimes even the court to assess the extent of the injuries, the need for ongoing treatment, and to determine the causation and validity of the claimed injuries. Below are some key points to keep in mind about an IME.
Assessing your injuries
An IME is conducted by a medical professional who is independent of the injured person's treating physicians. The purpose is to evaluate the injuries sustained in the car accident, the current medical condition, and the potential for future recovery. The IME physician examines the individual, reviews their medical records, and may order additional tests or assessments to provide an accurate evaluation.
Determining causation and validity
In some cases, the insurance company or the defense may question the causal link between the car accident and the reported injuries. The IME helps determine whether the injuries are indeed related to the accident or if there are pre-existing conditions that may have contributed to the person's medical condition. This assessment helps establish the validity of the claim and may impact the settlement or compensation process.
Evaluating treatment needs
The IME can provide an expert opinion on the necessity and appropriateness of ongoing medical treatment or procedures. The examiner may assess whether the treatment being received is reasonable and whether there are alternative treatment options available. This evaluation can influence the insurance company's decisions on coverage for medical expenses or the court's determination of damages.
Resolving disputes:
In the event of a legal dispute or a disagreement between the injured person and the insurance company, an IME can help provide an impartial evaluation. The findings from the IME can be used as evidence during negotiations, settlement discussions, or court proceedings to support the defense's position or challenge the injured party's claims.
An IME is intended to be independent and objective. However, there can be instances where the findings or conclusions of the IME are contested. In such situations, it may be necessary for the injured person to consult with their own medical experts or seek legal advice to address any discrepancies and protect their rights.
If you are involved in a car accident and are asked to undergo an IME, it is advisable to consult with an auto accident lawyer who can guide you through the process and ensure you receive fair treatment and compensation based on the facts and circumstances of your case.
Share