People are injured in accidents every day. Unfortunately, many of those people struggle to pay for their medical care or to pay for basic necessities while they can't work because they don't receive enough compensation after the accident. Filing a personal injury claim through the court often helps injured people obtain the money they need to survive. However, there are so many myths surrounding personal injury claims that some people assume that filing a claim is a waste of their time. Before you decide that you aren't going to file your personal injury claim, learn the truth about these common misconceptions.

You Can File Your Claim Anytime

If you're going to file a personal injury claim, you need to do it as soon as possible. Many states have a statute of limitations that prevents people from filing personal injury claims after a specific amount of time.

Filing a Personal Injury Claim Means Dealing with a Long Court Battle

Each personal injury claim is different, and some cases do need to be presented to the court. However, not all personal injury cases require hearings, dispositions, and a trial. Cases only go to court if a settlement can't be reached outside of court. Many times lawyers are able to negotiate with the insurance company to settle cases without a hearing.

If the Claims Adjuster Denied Payment, You Don't Have a Case

Personal injury claims aren't only filed by people who didn't receive enough money after their accidents. If you tried to file a claim with the insurance company, and the claim was denied, you should consider talking to a personal injury attorney to see if you have a case. Insurance companies deny liability claims for many different reasons, but you shouldn't give up just because your claim was originally denied.

You Can't Afford to Hire a Personal Injury Attorney

Many personal injury attorneys like those from Edward J. Achrem & Associates, Ltd. work on a contingency basis. This means that the attorney's fees are only payable if your case is successful. So, you don't actually owe the attorney any money if there is no financial recovery.

You Can File Another Claim if All of Your Costs Aren't Covered

If you settle your case with the insurance company or the court enters a verdict on your case, that result is typically final. Settling your case in full requires you to sign documentation waiving your right to pursue further compensation, so it's important that you keep detailed records of your medical costs to give to your attorney.

If you're struggling to pay for medical treatment for an injury that was the result of an accident, you should contact a personal injury attorney to see if you can file a claim. You might discover that it's the insurance company, not you, that should be paying your medical bills.

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